Last chance for Saucony Kinvara Boston Marathon shoe

Saucony made a 2014 Boston Marathon edition of the popular Kinvara sneaker, and it’s already on clearance. The markdown price of $75 (with free shipping) is a good price for any serious running shoe, nevermind a special edition. It sports Boston’s classic kelly green rather than the official blue and yellow, so you’ll be all set for St. Patrick’s Day or Celtics games:

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Sweet deal for a fun souvenir, so grab it while you can.

The New York City Marathon edition Kinvara is also on sale for the same price. Unfortunately for me, the Kinvara is a neutral, less supportive shoe so it’s not for me.

Creative Ways to Use Your Flex Savings Account for Fitness

I am on my third of year of working my first Big Girl Job but it was only this past year that I learned about a health savings account.
 
In short, a Flex Savings Account (FSA) or Health Savings Account (HSA) works like this: pre-tax money is taken out of each paycheck and put into a separate account. Money from that account can be used to pay for qualified health expenses. The upside to this is that it reduces the amount of your taxable income. If you have family or a chronic health condition, this could mean thousands of dollars. Let’s say for example, if I make $50,000 a year and I sign up to put away $3,000 this year in a health savings account (HSA). I can use the money from that account to pay for health related expenses, and my taxable income is then $47,000.
 
The downside is that you have to predict at the beginning of the year how much you want taken out, and if you don’t use it all up by the end of the year, you lose it.
 
In December 2012, I signed up for a Flex Savings Account and told them how much I wanted for the year. This was my first time using  amount was calculated based on how much I thought I’d spend on copays and the fact that my birth control cost $30/month. Then in January 2013, my health insurance decided to make my birth control free. Great news. However, this mean I had a lot of extra money to use up in my FSA.
 
Other than the usual co-pays and prescription costs, these are the things I successfully used my health funds on last year:
  • first aid kids or supplies – band-aids, neosporin, etc
  • contacts solution – not exactly fitness related, but my most frequent purchase
  • chiropractor and physical therapy – the copays that my insurance doesn’t cover 
  • compression sleeves & socks – Surprisingly, sports compression socks are covered. Shipping fees for any eligible medical needs is also a covered expense, so I was reimbursed for the compression socks and the shipping fees. I bought compression socks on Groupon and that was reimbursable too. 
  • feet stuff – orthotic inserts, bunion and blister treatments, callous removers
  • sunscreen and sunburn products
  • my big purchase: Garmin GPS with heart rate monitor!
 
These are some expenses that I have not tried but might be helpful to fitness nuts or people needing to lose weight:
  • acupuncture
  • crutches if you get injured
  • electrolyte replacements – the description says “Examples include: Pedialyte”; I’m not sure how this would apply to a sport-related electrolyte drink like Nuun or Gatorade.
  • Fitness programs, weight loss programs, gym memberships – My spending acccount states: “Fees paid for a fitness program may be an eligible expense if prescribed by a physician and substantiated by his or her statement that treatment is necessary to alleviate a medical problem.” I wonder if you are overweight or obese and your doctor writes you a prescription that you need to lose weight, your gym fees would qualify as a health expense. 
  • weight loss surgery such as bariatric, gastric bypass, or lap band

So there ya go. Now you know what else you can buy if you are in danger of not using up all of your health funds.If you haven’t signed up for an FSA/HSA, remember to do it during open season! If you are lucky to not have any chronic health issues, you can still use it like I did for general fitness stuff. 

 

Great Stuff at Nike Sale

This is not a sponsored post, it’s just a heads up to my fellow shopaholics. The hot Nike clearance sale is back! Right now there’s a code to net you an extra 20% off clearance items: BESTINGAME.

There are some of the super popular LunarGlide, FlyKnit, LunarRacer models in there but the prices are still kind of high. My picks for the best deals in the clearance section:

The cute & unique Studio Wrap for $24. Right now I wear Nike Free for kickboxing but these look very practical. I can’t quite do the spinning hook kick correctly with shoes on.
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The sneakerhead-approved Roshe Run in suede for $44. I’ve been wanting a pair of Roshe for months. I’m supposed to be cutting back on shopping and now they go on supersale? Ugh.
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And for the runners, the sleek pink & gray Air Max for only $56 (that’s 40% off). I love the pink and gray so much.
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Happy shopping

Minnie Mouse beret

My adorable Minnie Mouse hat arrived! Too bad I can’t actually wear it in Florida because a wool hat doesn’t make any sense in 80 degrees.

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For you Disney fanatics, or if you just like bows, it’s still on sale Karmaloop for $32, originally $58! If you spend $50, you get 21% off and free shipping with coupon code 14FRESH + rep code vilay. You can throw in some Hello Kitty pajamas to make that 50 🙂

Use my referral link, and rep code vilay which can be combined with the discount codes. My rep code (vilay) will get you 20% off your first order but no free shipping, so you are better off combining it with their public discounts for additional 1% off that discount.